blitzQRCreate a bank transfer QR code or payment link. The payer scans it with their banking app – IBAN, amount and reference are filled in instantly.
Enter your name and IBAN once – after that, your QR code is just a tap away.
You show the code, they scan it – and their banking app is already filled in.
Your IBAN is saved once. Without an amount, the payer enters it themselves.
Hold up your phone – or send the payment link via messenger.
Recipient, IBAN, amount and reference are filled in. Just check and confirm.
What’s inside a SEPA QR code, how payment links work and what happens to your data.
A SEPA QR code – officially the EPC QR code, known in Germany as GiroCode – holds the details of a SEPA credit transfer in a standardised format: recipient, IBAN, BIC where needed, amount and reference. blitzQR generates it according to the European Payments Council guideline EPC069-12. Banking apps with a photo or QR transfer feature take over the details when scanning, so nobody has to type an IBAN.
Save the account holder and IBAN once. After that, you only enter the amount and reference and tap “Create QR code”. Leave the amount empty and the payer enters it themselves. You can store several recipient accounts and split a bill between several people first.
Every payment request also comes with a payment link. Share it via messenger or email, or show it as a QR code that a regular phone camera recognises. The link opens a page with recipient, IBAN, amount and reference. The payment details sit in the part of the link after the # sign and are not sent to our server when the page opens.
The payer scans the banking QR with their app’s photo or QR transfer. On the payment page, they can also save the QR code as an image and import it, copy each field individually or hand the details to a supporting app via a payto: link. Which options work depends on the banking app.
QR codes, payment links and QR images are created right in your browser. blitzQR stores recipient accounts and your recent payment requests only on your device – installed as an app, it also works offline. Only if you turn on the optional device sync via email sign-in are accounts and your PayPal.me name synced with your other devices; the history stays local. Details are in the privacy policy (German).
blitzQR is neither a banking app nor a payment service. Neither the QR code nor the payment link triggers a payment: the payer checks recipient, IBAN and amount in their banking app and approves the transfer there. blitzQR never learns whether a payment was made – you mark that yourself in the history.
Everything important about security, banks and privacy at a glance. More background and privacy details in the Explained section.
No. blitzQR only creates the transfer details. The payment is reviewed and approved exclusively in the payer’s banking app.
Use the banking QR when the person is right in front of you and scans directly with their banking app. Use the payment link to share via messenger or email – or when they scan with their regular phone camera.
Many German banks read the SEPA QR (also called “GiroCode”) via their photo or QR transfer feature, e.g. Sparkasse, Volksbanken, ING, Commerzbank or comdirect. If that doesn’t work, the details can easily be copied on the payment page.
By default only in the browser on this device. Only if you enable the optional device sync via email sign-in under “Accounts & settings” (gear icon at the top) is it synced with your other devices.
Yes. Via “Add to Home Screen” (iPhone) or “Install app” (Android, desktop), blitzQR becomes an app on your device and then also works offline.
No. You create QR codes and payment links without signing up or creating an account. An email address is only needed if you want to use the optional device sync.